:root{--bg:#07111f;--side:#050b14;--panel:#0d1a2b;--line:#1f3450;--text:#f4f7fb;--muted:#8fa2b8;--blue:#218bff;--green:#3fd284;--orange:#ffad42;--red:#ff6670}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text)}.hidden{display:none!important}.brand{font-weight:900;font-style:italic;font-size:30px}.brand span{color:var(--blue)}.brand.small{font-size:23px}.sub,.navtitle,.eyebrow{color:var(--muted);text-transform:uppercase;letter-spacing:1.5px;font-size:10px}.login-shell{min-height:100vh;display:grid;place-items:center;background:radial-gradient(circle at 65% 10%,#12335a,transparent 30%),#050b14}.login-card{width:min(430px,92vw);background:#0c1727;border:1px solid #253a56;border-radius:18px;padding:30px;box-shadow:0 30px 80px #0008}.login-card h1{margin:28px 0 7px}.login-card p{color:var(--muted);font-size:13px}.login-card input{width:100%;padding:12px;margin:7px 0;background:#081220;color:white;border:1px solid #29405d;border-radius:9px}.login-card button,.primary{background:var(--blue);color:white;border:0;border-radius:9px;padding:12px 16px;font-weight:700}.login-card button{width:100%;margin-top:10px}.login-card small{display:block;color:#6f8298;margin-top:12px;text-align:center}.error{color:#ff8991;font-size:12px;margin-top:10px}aside{position:fixed;inset:0 auto 0 0;width:235px;background:var(--side);border-right:1px solid #14243a;padding:20px 14px;display:flex;flex-direction:column}.navtitle{margin:28px 10px 10px}.nav{background:transparent;border:0;color:#aebccd;border-radius:9px;text-align:left;padding:11px 12px;margin-bottom:4px;cursor:pointer}.nav:hover,.nav.active{background:#112a4f;color:white}.bottom{margin-top:auto;border-top:1px solid #1b2c41;padding:14px 8px;color:var(--muted);font-size:11px}.logout,.secondary{margin-top:10px;background:#14263c;color:#d6deea;border:1px solid #29405d;border-radius:7px;padding:8px;cursor:pointer}main{margin-left:235px;min-height:100vh}header{height:78px;border-bottom:1px solid #172a42;display:flex;align-items:center;justify-content:space-between;padding:0 28px;position:sticky;top:0;background:#07111fee;z-index:4}header h2{margin:4px 0 0}.pill{background:#123421;border:1px solid #28573b;color:#74e7a3;border-radius:99px;font-size:10px;padding:6px 9px}#page{padding:24px 28px 50px}.grid{display:grid;gap:14px}.metrics{grid-template-columns:repeat(4,1fr)}.card,.panel{background:linear-gradient(145deg,#0f1e33,#0b1626);border:1px solid var(--line);border-radius:13px}.card{padding:17px}.card label{display:block;color:var(--muted);font-size:11px}.card b{display:block;font-size:28px;margin-top:10px}.good{color:var(--green)}.warn{color:var(--orange)}.bad{color:var(--red)}.panel{padding:18px}.two{grid-template-columns:1.2fr .8fr}h3{margin:0 0 14px}.muted{color:var(--muted);font-size:12px}table{width:100%;border-collapse:collapse}th{font-size:10px;color:var(--muted);text-transform:uppercase;text-align:left;padding:10px;border-bottom:1px solid #29405b}td{padding:12px 10px;border-bottom:1px solid #182a40;font-size:12px}tr:hover td{background:#101f34}.status{display:inline-block;border-radius:99px;padding:5px 8px;font-size:10px;background:#173623;color:#82e5aa}.status.warn{background:#3b2d13;color:#ffd073}.status.bad{background:#432027;color:#ff9aa2}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.field{display:grid;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:11px;color:#bdc8d5}.field input,.field select,.field textarea{background:#081525;border:1px solid #29405b;color:white;border-radius:8px;padding:10px}.score-box{display:grid;place-items:center;min-height:250px}.score-ring{width:170px;height:170px;border-radius:50%;background:conic-gradient(var(--blue) calc(var(--pct)*1%),#14263d 0);position:relative;display:grid;place-items:center}.score-ring:after{content:"";position:absolute;inset:15px;background:#0b1727;border-radius:50%}.score-text{position:relative;z-index:2;text-align:center}.score-text strong{font-size:44px;display:block}.score-text span{font-size:11px;color:var(--muted)}.rec{margin-top:12px;font-weight:800}.slider-row{display:grid;grid-template-columns:1.3fr 2fr .45fr .5fr;gap:12px;align-items:center;padding:12px 0;border-bottom:1px solid #1b3049}.slider-row input[type=range]{width:100%}.slider-row input[type=number]{width:72px;background:#081525;color:white;border:1px solid #29405b;border-radius:7px;padding:7px}.toggle{accent-color:var(--blue)}.bar{height:9px;background:#14263d;border-radius:99px;overflow:hidden}.bar span{display:block;height:100%;background:linear-gradient(90deg,#2b7cff,#58a5ff)}.factor{margin:9px 0}.factor-line{display:flex;justify-content:space-between;font-size:11px;margin-bottom:5px}.actions{display:flex;gap:9px;margin-top:14px}.primary,.secondary{cursor:pointer}.policy-list{display:grid;gap:10px}.policy-item{background:#091624;border:1px solid #1d334b;border-radius:9px;padding:13px;font-size:12px;line-height:1.5}.toast{position:fixed;right:24px;bottom:24px;background:#143a29;border:1px solid #2c7c53;color:#baffd6;padding:12px 15px;border-radius:9px;z-index:20}@media(max-width:1000px){.metrics{grid-template-columns:repeat(2,1fr)}.two{grid-template-columns:1fr}}@media(max-width:720px){aside{display:none}main{margin-left:0}.form-grid,.metrics{grid-template-columns:1fr}#page{padding:18px}.slider-row{grid-template-columns:1fr}}

.down-payment-section{
  margin:8px 0 6px;
  padding:16px;
  border:2px solid var(--blue);
  border-radius:12px;
  background:linear-gradient(145deg,#102747,#0b1b31);
}
.down-payment-title{
  font-size:11px;
  font-weight:800;
  letter-spacing:1.4px;
  color:#78baff;
  margin-bottom:12px;
}
.down-payment-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
}
.down-payment-section input{
  font-size:18px!important;
  font-weight:700;
  border-color:#3a7fc7!important;
}
.field-help{
  color:#8fa2b8;
  font-size:10px;
  margin-top:2px;
}
@media(max-width:720px){.down-payment-grid{grid-template-columns:1fr}}

.smallbtn{padding:6px 9px!important;font-size:10px!important;margin:2px}
.dangerbtn{background:#4a2026;color:#ffb1b7;border:1px solid #7a333b;border-radius:8px;padding:10px 13px;font-weight:700}
.dangerbtn:hover{background:#652a33}
td[onclick]{cursor:pointer}